Prairie State Insurance Cooperative

PSIC

Take control of your insurance needs for your school districts with PSIC.

 

Mission Statement:

 The Prairie State Insurance Cooperative (PSIC) will endeavor to serve its Illinois schools’ membership through a unified cooperative which offers proven leadership; proficient management; and exceptional insurance providers who offer comprehensive, fiscally responsible insurance and workers’ compensation coverage.
Property/Casualty Program: 210 Members
Workers’ Compensation Program: 175 Members

What is the Prairie State Insurance Cooperative?

 A Specialized Insurance & Risk Management Program for Public School Districts in North, Northwest, Central and Southern Illinois.
 The Prairie State Insurance Cooperative (PSIC) is a protected, self-insurance risk management program that gives districts long-term stability in premiums, as well as broader coverages and increased limits.

For more information about the Prairie State Insurance Cooperative, please go to their website at http://www.prairiestateinsurance.org/.

 

Eligibility

All North, Northwest, Central and Southern Illinois public school districts are eligible for the programs offered by PSIC. The program design is flexible in order to meet the needs of each individual district.

Lines of Coverage Provided

Property and related coverages

  • General Liability
  • Auto Liability & Physical Damage
  • Sexual Abuse and Molestation
  • School Board Legal Liability
  • Excess Liability
  • Crime
  • Boiler & Machinery
  • Workers’ Compensation
  • Employee Benefit Liability
  • Bonds
  • Treasurer/Life Safety/Notary Public
  • Student Accident Insurance
  • On site pollution coverage
  • Network Security and Privacy Liability
  • Fiduciary Liability
  • Gallagher Crisis Protect Coverage

Eligible Districts

Property and related coverages

  • K-1 through K-8
  • K-9 through K-12
  • Special Education Districts
  • Intergovernmental Units